Money is the silent thread in nearly every aspect of our lives – it influences our choices, fuels our stress, and shapes our future. Yet, for something so universal, talking about it openly remains one of our society’s last great taboos. We need to break the silence.

That’s the core idea behind Talk Money Week (November 3rd–7th, 2025) This national campaign, spearheaded by the Money and Pensions Service (MaPS), has one powerful, transformative mission: to get the UK talking about money.

It’s important to distinguish this from the similarly named Talk Money Day, which is celebrated on November 8 every year. While both initiatives share the core goal of breaking the silence around finances, they serve complementary purposes. Talk Money Day is a focused, single day designed to teach people to stop being afraid of talking about money. Talk Money Week, meanwhile, is a broader campaign held in November to raise awareness and facilitate a wider range of activities and deeper conversations across every part of society.

Together, they create a powerful, week-long push to change the UK’s financial culture. This week is a call to action for everyone – workplaces, schools, community groups, families, and individuals. By breaking the silence, we can build a more financially resilient and confident nation.



What is Talk Money Week?

Held each November, Talk Money Week is a UK-wide campaign designed to create a national conversation about all things finance, from pocket money to pensions. It’s an initiative led by the Money and Pensions Service, an arm’s-length body of the UK Government, which is also behind the free, impartial MoneyHelper service.

The core message for 2025 is “Start the Conversation.” The goal is to move beyond the stigma and encourage open, confident discussions that lead to positive action. Whether it’s a chat about budgeting with a partner, a question for a pension guide, or teaching a child about savings, the conversation itself is the first step toward greater financial wellbeing.

This week is an invitation to rewrite your financial story. Why does this matter? Because the research is clear. People who talk about money:

  • Make better, less risky financial decisions.

  • Have stronger personal relationships.

  • Help their children form good money habits for life.

  • Feel less stressed, less anxious, and more in control.

By taking part, you or your organisation can play a vital role in helping people across the UK build better financial futures.




The Urgent Need: Why We Must Talk Money

Despite its importance, money talk is still difficult for many. The stigma and embarrassment surrounding financial struggles often prevent people from seeking the guidance and support they desperately need. This silence can be isolating and can exacerbate financial problems. This is precisely the fear that Talk Money Day on November 8th directly aims to dismantle.

However, breaking this taboo has a ripple effect. Talking about money builds financial confidence, helping individuals take positive steps. It makes us more resilient to income shocks, life events, and economic uncertainty. A financially healthy nation benefits everyone – individuals, families, communities, businesses, and the economy as a whole.

This is the vision behind the UK Strategy for Financial Wellbeing, a 10-year framework MaPS is driving to achieve five ambitious national goals by 2030:

  • 2 million more children and young people getting a meaningful financial education.

  • 2 million more working-age people saving regularly.

  • 2 million fewer people often using credit for food and bills.

  • 2 million more people accessing debt advice.

  • 5 million more people understanding enough to plan for later life.


    Talk Money Week and Talk Money Day are critical catalysts for this strategy, creating the cultural shift needed to make these goals a reality.



    10 Powerful Things You Can Do for Talk Money Week 2025

    Here are ten impactful ways to participate, drawn directly from the official participation pack and designed for different audiences.


    For Everyone: Break Your Personal Money Taboo

    The simplest place to start is with yourself. This week, make a conscious effort to have one money conversation you’ve been avoiding. This is the core spirit of Talk Money Day.

    • How to do it: Talk to your partner about a financial goal, ask a parent for advice on a mortgage, or discuss retirement plans with a friend. Remember, the conversation doesn’t have to be perfect; it just needs to happen. Use the campaign’s momentum to push through the initial discomfort.


    For Workplaces: Launch a Financial Wellbeing Initiative

    Employees under financial stress are less productive and more likely to be absent. Use Talk Money Week to launch or promote support services.

    • How to do it: Promote the free MoneyHelper service on your intranet. Organise a “Lunch and Learn” session on pensions or budgeting. Launch a new scheme, like a payroll savings plan or a partnership with a credit union. Conduct an anonymous staff survey to understand the specific money worries your team faces.


    For Parents And Carers: Use the “Talk Learn Do” Resources

    Only 47% of 7-17 year-olds get a meaningful financial education at home or school. Parents are crucial in closing this gap.

    • How to do it: Access the Talk Learn Do resources, which break down important topics into fun activities. Use everyday “teachable moments,” like giving pocket money or planning a family day out, to discuss budgeting and value.


    For Schools And Educators: Download the Official Toolkit

    Schools are a primary venue for shaping financial habits. The official toolkit makes it easy to integrate financial education into the curriculum.

    • How to do it: View the Talk Money Toolkit for Schools. Use the Financial Education Planning Frameworks to see what children need to know at each age. Invite a local financial professional to speak to your class, providing a new voice and perspective.


    For Financial Services: Go Beyond the Transaction

    With over 24 million UK adults lacking confidence in financial decisions, your role is key. Financially capable customers are better customers.

    • How to do it: Host a webinar or social media Q&A on a hot topic like the cost of living. Proactively highlight the support available for customers in financial difficulty. Use the Money Guiders programme to train your frontline staff to have more confident, empathetic money conversations.


    For Health And Social Care: Integrate Money into Wellbeing Checks

    The link between financial and mental health is undeniable. 91% of those struggling with their mental health avoid talking about money.

    • How to do it: Give service users a safe space to discuss finances. Use tools like the Money in Mind tool or the Mental Health & Money Toolkit to guide conversations. Signpost individuals to MoneyHelper and inform them about the Breathing Space debt respite scheme, especially for those in mental health crisis care.

    For Local Government And Housing: Protect Your Residents

    Many residents, especially private renters, are struggling with bills. Talking about money is a way to strengthen your community services.

    • How to do it: Organise a local financial wellbeing fair, inviting partners like credit unions and debt advice charities. Use your council communications channels to promote the “Start the Conversation” campaign and raise awareness about local support and the dangers of loan sharks.


    For Community Groups And Charities: Host a “Conversation Café”

    As a trusted voice in your community, you can reach people who may not engage with formal services.

    • How to do it: Host an informal, drop-in event where people can share experiences and ask questions about money. Use MaPS’ research to publish a blog or report linking financial wellbeing to your core mission, using Talk Money Week as a hook to gain attention.



    For Individuals Over 50: Book a Free Pension Wise Appointment

    Planning for later life is one of the most important financial steps one can take.

    • How to do it: If you’re over 50, book a free Pension Wise appointment. These government-backed guidance sessions provide clarity on your pension options, helping you make informed decisions about your retirement income. Encourage your friends and family to do the same.



    For Everyone (Again): Keep the Conversation Going

    Talk Money Week and Talk Money Day are catalysts, but financial wellbeing is a year-round journey.

    • How to do it: Make talking about money a regular habit. Follow the Money and Pensions Service on LinkedIn or Twitter to stay updated. Subscribe to their newsletter. Continue to signpost friends and family to MoneyHelper (0800 138 7777) whenever they have a money or pensions question.




    Mark Your Calendar

    Talk Money Week (Nov 3rd – 7th) and Talk Money Day (Nov 8th) are your catalysts. By choosing one action today, you are joining a national movement that is building a future where everyone in the UK is more financially confident, resilient, and secure.

    Ready to take action? Mark your calendar for November 2025 and choose the one step above that you can commit to this year. Go to moneyhelper.org.uk to access all the free resources.

    Start the conversation. Together, let’s break the silence and build a brighter financial future for all.

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