Big thoughts can be captured in a few words by great quotes.  Unforgettably, they inspire, encourage, and motivate.  I use quotations from notable people to emphasize key ideas about money, saving, investing, and personal finance and share them in this blog post.

When and How To Apply These Quotes

  • These quotations about relationships and money will help you stay on track if you need a little encouragement to improve your connection with it.

  • To maintain a positive perspective, you can understand the connection between money and personal finance quotes regularly by reading them aloud to yourself or frequently writing them down.
  • I frequently use them in my vision board, diary, and notebooks for motivation and uplifting my money mindset.

These inspirational and thought-provoking quotations can help you develop your money mindset and keep you focused. So take a seat back (ideally in a cozy corner), unwind, and reflect on these auspicious quotes:

All money is a matter of belief.”
Adam Smith


Money is Freedom.”
Horace Wallpole


Your income can grow only to
the extent that you do.”

T. Harv Eker


All returns in life, whether in
wealth, relationships, or knowledge, come
from compound interest.”

Naval Ravikant


Do the one thing you
think you cannot do.
Fail at it. Try again.
Do better the second time.
The only people who never
tumble are those who
never mount the high wire.
This is your moment. Own it.”

Oprah Winfrey

If you don’t find a way
to make money while you sleep,
you will work until you die.”

Warren Buffet

The habit of saving is itself
an education; it fosters every virtue,
teaches self-denial, cultivates the sense
of order, trains to forethought,
and so broadens the mind.”

T. T. Munger

Every time you borrow money,
you’re robbing your future self.”

Nathan W. Morris

It is not the man who
has too little, but the man
who craves more, that is poor.”

Seneca

Believe you can and you’re halfway there.”

Theodore Roosevelt

You must gain control over your
money or the lack of it
will forever control you.”

Dave Ramsey

Money dictates nearly every step
of social mobility from our
very first moments of life.
Money is more than the
determinant of where we learn.”

Stacey Abrams (Lead From The Outside)

No wealth can ever make a
bad man at peace with himself.”

Plato

I’m a great believer in luck, 
and I find the harder I
work the more I have of it.”

Thomas Jefferson

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Don’t tell me what you value,
show me your budget,
and I’ll tell you what you value.”

Joe Biden

Fortune sides with him who dares.”

Virgil

Money is one of the most
impenetrable barriers because most of us
start without it, and it stays
that way for a while.
Do not mistake income for wealth
(understand the difference).”

Stacey Abrams (Lead From The Outside)

You are not going to get
rich renting out your time. You
must own equity – a piece of
business – to gain your financial freedom.”

Naval Ravikant

I’m only rich because I know
when I’m wrong… I basically have
survived by recognizing my mistakes.”

George Soros

When buying shares, ask yourself,
would you buy the whole company?”

Rene Rivkin

A journey of a thousand miles
must begin with a single step.”

Lao Tzu

The Stock market is designed to transfer
money from the Active to the Patient.”

Warren Buffett

Persist – don’t take no for an
answer. If you’re happy to sit
at your desk and not take
any risk, you’ll be sitting
at your desk for the next 20 years.”

David Rubenstein

It is our choices, that show what
we truly are, far more than our abilities.”

J. K Rowling

Develop success from failures.
Discouragement and failure are two of
the surest stepping stones to success.”

Dale Carnegie

Do not go where the path
may lead, go instead where there
is no path and leave a trail.”

Ralph Waldo Emerson

If you have trouble imagining a
20% loss in the stock market,
you shouldn’t be in stocks.”

John Bogle

Before you speak, listen.
Before you write, think.
Before you spend, earn.
Before you invest, investigate.
Before you criticize, wait.
Before you pray, forgive.
Before you quit, try.
Before you retire, save.
Before you die, give.”

William A. Ward

Be in control of your time.
Learn to sell, learn to build –
if you can do both, you’ll be unstoppable.”

Naval Ravikant

True success is exiting some rat race to
modulate one’s activities for peace of mind.”

Nassim Taleb

Not everything that can be counted counts,
and not everything that counts can be counted.”

Albert Einstein

He who loses money loses much;
He who loses a friend loses much more;
He who loses faith loses all.”

Eleanor Roosevelt

A successful man is one who can lay a firm foundation
with the bricks others have thrown at him.”

David Brinkley

Courage is being scared to death, but saddling up anyway.”

John Wayne

Less ego, more wealth.
Saving money is the gap between
your ego and your income, and
wealth is what you don’t see.
So wealth is created by suppressing
what you could buy today in
order to have more stuff or
more options in the future.
No matter how much you earn,
you will never build wealth
unless you can put a lid
on how much fun you can
have with your money right now, today.”

Morgan Housel

It’s not the employer who pays the wages.
Employers only handle the money.
It’s the customer who pays the wages.”

Henry Ford

How many millionaires do you know who have
become wealthy by investing in savings accounts?
I rest my case.”

Robert G. Allen

A real entrepreneur is somebody who
has no safety net underneath them.”

Henry Kravis

The real measure of your wealth
is how much you’d be worth
if you lost all your money.”

 Anonymous

It’s how you deal with failure
that determines how you achieve success.”

David Feherty

Live as if you were to die tomorrow.
Learn as if you were to live forever.”

Mahatma Gandhi

Wealth is not his that has it, but his that enjoys it.”

Benjamin Franklin

If you don’t value your time,
neither will others.
Stop giving away your time and talents.
Value what you know & start charging for it.”

Kim Garst

Do not be one of those
who go guarantor,
who go surety for debts:
If you have no means of paying,

you will find your bed taken from under you.”

Proverbs 22:26

We make a living by what we get,
but we make a life by what we give.”

Winston Churchill

Formal education will make you a living;
self-education will make you a fortune.”

Jim Rohn

Rich people have small TVs and
big libraries and poor people have
small libraries and big TVs.”

Zig Ziglar

Never spend your money before you have it”

Thomas Jefferson

Twenty years from now you will
be more disappointed by the things
that you didn’t do than by the ones you did do.”

Mark Twain

Retirement is when you stop sacrificing
today for an imaginary tomorrow.
When today is complete in and
of itself, you’re retired.”

Naval Ravikant

Let no feeling of discouragement prey upon you,
and in the end, you are sure to succeed.”

Abraham Lincoln

Screw it, Let’s do it!

Richard Branson

Financial peace isn’t the acquisition of stuff.
It’s learning to live on less than you make,
so you can give money back and have money to invest.
You can’t win until you do this.”

Dave Ramsey

You can’t connect the dots
looking forward; you can only connect
them looking backwards. So you
have to trust that the dots
will somehow connect in your future.
You have to trust in something –
your gut, destiny, life, karma, whatever.
This approach has never let me down,
and it has made all the difference in my life.”

Steve Jobs

Wealth consists not in having great possessions,
but in having few wants.”

Epictetus

The personal power to make choices –
and to help others – increases exponentially
when we expand our focus to include creating wealth.”

Stacey Abrams (Lead from the Outside)

Money is a deeply personal subject
for us all. Why? Because it’s tied
up with our hopes and dreams,
our desire to take care of
the next generation, to have a
charitable impact, to live an extraordinary life on our terms.”

Tony Robbins (Unshakeable)

Generally, lean into things with short-term pain, but long-term gain.”

Naval Ravikant

Money was made for the free-hearted and generous.”

John Ray

Many folks think they aren’t good at earning money
when what they don’t know is how to use it.”

Frank A. Clark

People who have control over their time tend to be happier in life.”

Morgan Housel

Money does not buy you happiness,
but lack of money certainly buys you misery.”

Daniel Kahneman

What if we were taught from a
very early age that wealth, progress,
and prosperity are what eliminate poverty and
human suffering and that making money is
not some form of a spiritual defect
but the highest form of contribution?

John Butcher

Money and Success don’t change people.
They merely amplify what is already there.”

Will Smith

Winning is an intentional act.
It’s hard to be generous when you are broke.”

Dave Ramsey

People often say that motivation doesn’t last.
Well, neither does bathing –
that’s why we recommend it daily.”

Zig Ziglar

Try to save something while your salary is small;
it’s impossible to save after you begin to earn more.”

Jack Benny

Money is a terrible master but an excellent servant.”

P.T. Barnum

Frugality includes all the other virtues.”

Cicero

If plan A fails, remember there are 25 more letters.”

Chris Guillebeau

An investment in knowledge pays the best interest.”

Benjamin Franklin

Many people take no care of their
money till they come nearly to
the end of it, and others do just
the same with their time.”

Johann Wolfgang von Goethe

The only place where success comes
before work is in the dictionary.”

Vidal Sassoon

Money is a good servant, but a bad master.”

Francis Bacon

A wise person should have money
in their head, but not in their heart.”

Jonathan Swift

Empty pockets never held anyone back.
Only empty heads and empty hearts can do that.”

Norman Vincent Peale

People who don’t respect money, don’t have any.”

J. Paul Getty

It’s good to have money and
the things that money can buy,
but it’s good, too, to check

up once in a while and
make sure that you haven’t lost

the things that money can’t buy.”

George Lorimer

It’s not how much money you make,
but how much money you keep,
how hard it works for you,
and how many generations you keep it for.”

Robert Kiyosaki

Money moves from those who do not manage it to those who do.”

Dave Ramsey

Without continual growth and progress,
such words as improvement,
achievement, and success have no meaning.”

Benjamin Franklin

When I was young, I used to
think money was the most important thing in life.
Now that I’m old, I know that it is.”

Oscar Wilde

Never spend your money before you have earned it.”

Thomas Jefferson

Opportunity is missed by most people
because it is dressed in overalls and looks like work.”

Thomas Edison

If your ship doesn’t come in, swim out to meet it!”

Jonathan Winters

Let no feeling of discouragement prey upon you,
and in the end you are sure to succeed.”

Abraham Lincoln

Don’t let the fear of losing
be greater than the excitement of winning.”

Robert Kiyosaki

It’s not the situation, but whether
we react (negative) or respond (positive)
to the situation that’s important.”

Zig Ziglar

It is time for us to stand
and cheer for the doer, the achiever,
the one who recognizes the challenge

and does something about it.”

Vince Lombardi

Let him who would enjoy a
good future waste none of his present.”

Roger Babson

You can check out my posts on:

12 Simple Steps To Overcome Limiting Money Beliefs

With these quotes, I hope you found some inspiration for your financial mindset journey.

Please share any thoughts you may have in the comment box below, along with a quote you find inspiring.

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I am here for you, and cheering you on your financial journey. Stay happy.